Initiative 428: How Nebraska Voters Ended 400% Payday Lending
The citizen ballot measure that reshaped small-dollar lending statewide.
Knowledge Base
Clear, sourced answers on borrowing in Nebraska — state rules, real costs, and safer alternatives.
Everything here is written for Omaha residents and checked against official Nebraska sources. Use the topics below to find loan laws, worked cost examples, and alternatives to high-cost borrowing.
The citizen ballot measure that reshaped small-dollar lending statewide.